Critial Illness and Accident Coverage

Many people think that when they purchase a medical insurance policy... including the "best", they are covered. They are... for medical expenses and as long as they can keep making the monthly payments.

The facts are that when a critical illness or severe accident hits a person, in many cases they are unable to continue working or having an income stream. If the person is a home maker taking care of a family, those duties fail to get done.

Medical insurance makes sure the hospital and doctor gets paid... but what about you?

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Did you know that over 75% of personal bankruptcies filed are due to medical issues?

The way to protect yourself is with a Critical Illness and Accident policies. Something that pays YOU, or provides cash so first you can keep your medical insurance in force, then take care of needs while you may not be able to provide income. For many, it's the money to keep the house running, the car payments current, food on the table. If you were unable to work for 3 or 6 months, what would happen to your life?

What makes the most sense as hospital occurances are relatively rare is to save money on the medical policy by taking a high deductible for that rare chance (saving money over a lower deductible) and then taking the difference and putting it into a CI and Accident policy.

You may have less monthly out of pocket, but far better coverage.

Talk with me about how this will help you.

Info and Application Available HERE (http://www.lifestyleprotector.net/?AgntID=justerm:joevl&Affiliate=justerm:cbsinsurance)

Contact us for more information and a quote.